AXL Insurance Group

AXL Insurance GroupAXL Insurance GroupAXL Insurance Group
  • Home
  • About
  • products
    • Auto
    • Renters
    • Home
    • Health
    • Life
  • Client Services
  • More
    • Home
    • About
    • products
      • Auto
      • Renters
      • Home
      • Health
      • Life
    • Client Services

AXL Insurance Group

AXL Insurance GroupAXL Insurance GroupAXL Insurance Group
  • Home
  • About
  • products
    • Auto
    • Renters
    • Home
    • Health
    • Life
  • Client Services

Welcome

Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Get peace of mind!

Contact Us

AXL INSURANCE GROUP of D.C., MARYLAND, and VIRGINIA

Frequently Asked Questions

  

The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.

After you pay your deductible, you usually pay only a 

copayment

or 

coinsurance

for covered services. Your insurance company pays the rest.

• Many plans pay for certain services, like a checkup or disease management programs before you've met your deductible. Check your plan details.

• All Marketplace health plans pay the full cost of certain preventive benefits even before you meet your deductible.

• Some plans have separate deductibles for certain services, like prescription drugs.

• Family plans often have both an individual deductible, which applies to each person, and a family deductible, which applies to all family members.

Generally, plans with lower monthly 

premiums

have higher deductibles. Plans with higher monthly premiums usually have lower deductibles.


Market Reforms

Out-of-Pocket-Limits

• ACA establishes out-of-pocket limits for all non-grandfathered health plans in both markets

• 2022 Individual and Small Business Marketplace out-of pocket limits are $8,700 for self-only coverage and $17,400 for family coverage

• Limits are adjusted annually for inflation.

Out-of-pocket maximums apply to each individual within a plan, regardless of whether they are in a self-only or family plan.  For the 2022 plan year this means that no individual within a plan will be required to pay more than $8,700 in out-of-pocket costs. This is referred to as an embedded out-of-pocket limit.



Discuss your unique property with our agents to determine its insurability and value.


No. You do not need a new home appraisal during the renewal or coverage change process.



Copyright © 2023 AXL Insurance Group - All Rights Reserved.

Powered by GoDaddy